/*
Theme Name: Karza.co Advanced Loan UPI
Description: Responsive loan website with multi-slider hero, EMI calculator, dynamic multi-step application and manual UPI QR payment.
Version: 2.0.0
License: GPL-2.0-or-later
Text Domain: karza-upi
*/
:root{--blue:#0757d8;--cyan:#12b5e5;--green:#29d34b;--navy:#07142f;--muted:#667085;--bg:#f5f8ff;--line:#e4eaf3;--white:#fff;--shadow:0 18px 50px rgba(8,35,92,.12);--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--navy);line-height:1.6;background:#fff}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto}.container{width:min(1180px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand img{width:155px;max-height:62px;object-fit:contain;display:block}.main-nav{display:flex;gap:24px;align-items:center;font-weight:750;font-size:14px}.main-nav a:hover{color:var(--blue)}.menu-toggle{display:none;border:0;background:transparent;font-size:27px}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:12px;padding:13px 22px;font-weight:800;cursor:pointer;transition:.2s}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff;box-shadow:0 10px 24px rgba(7,87,216,.2)}.btn-primary:hover{transform:translateY(-2px)}.btn-green{background:linear-gradient(135deg,#16a34a,var(--green));color:#fff}.btn-outline{background:#fff;color:var(--blue);border:1px solid var(--line)}
.hero{background:linear-gradient(135deg,#07142f,#0757d8 55%,#12b5e5);color:#fff;overflow:hidden}.hero-slider{height:555px;position:relative}.slide{position:absolute;inset:0;display:flex;align-items:center;opacity:0;visibility:hidden;transition:.65s}.slide.active{opacity:1;visibility:visible}.slide:after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(41,211,75,.3),transparent 28%),radial-gradient(circle at 10% 80%,rgba(18,181,229,.25),transparent 32%)}.slide-content{position:relative;z-index:2;width:min(1180px,92%);margin:auto;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}.eyebrow{display:inline-block;padding:7px 12px;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.1);border-radius:999px;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(38px,5vw,66px);line-height:1.05;margin:17px 0}.hero p{font-size:18px;color:rgba(255,255,255,.9);max-width:650px}.hero-panel{padding:28px;border-radius:26px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);backdrop-filter:blur(12px)}.hero-panel img{width:170px;background:#fff;padding:8px;border-radius:16px}.hero-panel h3{font-size:24px}.slider-controls{position:absolute;z-index:10;bottom:25px;left:50%;transform:translateX(-50%);display:flex;gap:8px}.dot{border:0;width:10px;height:10px;border-radius:50%;padding:0;background:rgba(255,255,255,.5);cursor:pointer}.dot.active{width:28px;border-radius:99px;background:#fff}
.section{padding:82px 0}.section-alt{background:var(--bg)}.section-head{text-align:center;max-width:760px;margin:0 auto 42px}.section-head h2{font-size:38px;line-height:1.15;margin:0 0 12px}.section-head p{margin:0;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:27px;box-shadow:var(--shadow)}.icon{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;background:#edf5ff;font-size:25px}.card h3{font-size:21px;margin:13px 0 8px}.card p{color:var(--muted);margin:0 0 18px}
.calculator{background:#fff;border:1px solid var(--line);border-radius:24px;padding:32px;box-shadow:var(--shadow)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{margin-bottom:17px}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #dce3ee;border-radius:11px;font:inherit;background:#fff;outline:0}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(7,87,216,.08)}.range-wrap{display:flex;gap:15px;align-items:center}.range-wrap input[type=range]{flex:1}.amount-display{min-width:125px;text-align:right;font-size:24px;font-weight:900;color:var(--blue)}.result{padding:22px;border-radius:18px;color:#fff;background:linear-gradient(135deg,var(--navy),var(--blue))}.result-grid{display:grid;grid-template-columns:repeat(3,1fr);text-align:center;gap:15px}.result small{display:block;color:rgba(255,255,255,.72)}.result strong{font-size:20px}
.application-box{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}.steps{display:flex;gap:8px;margin-bottom:25px}.step-pill{flex:1;text-align:center;padding:10px;border-radius:999px;background:#eef2f7;color:#667085;font-weight:800;font-size:12px}.step-pill.active{background:#e6f0ff;color:var(--blue)}.form-step{display:none}.form-step.active{display:block}.form-nav{display:flex;justify-content:space-between;gap:12px}.notice{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:14px;color:var(--muted);font-size:13px}
.payment-box{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}.fee-banner{background:linear-gradient(135deg,#e9f4ff,#eefcf1);border:1px solid #cfe0f3;border-radius:16px;padding:20px;margin-bottom:20px}.fee{font-size:35px;font-weight:950;color:var(--blue)}.fee small{font-size:13px;color:var(--muted);font-weight:700}.qr-wrap{text-align:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.qr-wrap img{width:min(330px,100%);border-radius:8px}.payment-info{background:#f6faff;border:1px solid var(--line);border-radius:18px;padding:20px}.payment-info h3{margin-top:0}.pay-steps{display:grid;gap:12px;margin:16px 0}.pay-step{display:flex;gap:12px;align-items:flex-start}.pay-num{width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800;flex:0 0 28px}.payment-status{margin-top:12px;font-size:13px;color:var(--muted)}.success{color:#11863a}.error{color:#c62828}
.security{display:flex;gap:10px;align-items:center;padding:15px;border-radius:14px;background:#ebfbf0;color:#16833d;font-weight:700;margin-top:18px}.security span{font-size:22px}.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:28px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta h2{font-size:36px;margin:0}.site-footer{background:var(--navy);color:#cbd5e1;padding:52px 0 24px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}.site-footer h3{color:#fff}.site-footer img{width:150px;background:#fff;padding:5px;border-radius:12px}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:20px;font-size:13px}
@media(max-width:900px){.main-nav{display:none;position:absolute;left:4%;right:4%;top:75px;background:#fff;padding:18px;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.menu-toggle{display:block}.header-cta{display:none}.slide-content{grid-template-columns:1fr}.hero-panel{display:none}.cards,.payment-box{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero-slider{height:520px}}
@media(max-width:600px){.section{padding:60px 0}.form-row,.result-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.cta{display:block;padding:32px}.cta .btn{margin-top:20px}.hero h1{font-size:40px}}

.slider-controls .dot{transition:width .2s,background .2s}.contact-card a{text-decoration:underline}

.legal-page{max-width:900px;margin:0 auto}.legal-page h2{margin-top:30px;font-size:25px}.legal-page p{color:#4b5563}.legal-page strong{color:#07142f}