/*
Theme Name: Karza.co Advanced Loan
Theme URI: https://karza.co/
Author: OpenAI
Description: Modern responsive loan/finance WordPress theme with multi-slide hero, live EMI calculator, multi-step dynamic loan application form, and admin application management.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GPL-2.0-or-later
Text Domain: karza-loan
*/

:root{
  --primary:#0757d8;
  --primary-2:#12b5e5;
  --green:#2bd34f;
  --dark:#07142f;
  --muted:#667085;
  --light:#f5f8ff;
  --white:#fff;
  --border:#e5eaf2;
  --shadow:0 18px 50px rgba(8,35,92,.12);
  --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--dark);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.container{width:min(1160px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(229,234,242,.8)}
.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.brand img{display:block;width:155px;max-height:62px;object-fit:contain}
.main-nav{display:flex;align-items:center;gap:22px;font-weight:700;font-size:14px}
.main-nav a:hover{color:var(--primary)}
.menu-toggle{display:none;border:0;background:none;font-size:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:13px 21px;font-weight:800;cursor:pointer;transition:.2s}
.btn-primary{background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;box-shadow:0 10px 24px rgba(7,87,216,.2)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 28px rgba(7,87,216,.28)}
.btn-outline{background:#fff;border:1px solid var(--border);color:var(--primary)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#07142f,#0757d8 55%,#12b5e5);color:#fff}
.hero-slider{position:relative;min-height:570px}
.slide{position:absolute;inset:0;opacity:0;visibility:hidden;transform:scale(1.015);transition:opacity .6s,transform .8s;display:flex;align-items:center}
.slide.active{opacity:1;visibility:visible;transform:scale(1)}
.slide::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(43,211,79,.28),transparent 32%),radial-gradient(circle at 15% 80%,rgba(18,181,229,.25),transparent 34%)}
.slide-content{position:relative;z-index:2;width:min(1160px,92%);margin:auto;display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}
.eyebrow{display:inline-block;padding:7px 12px;border-radius:999px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.25);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.hero h1{font-size:clamp(38px,5vw,66px);line-height:1.05;margin:18px 0}
.hero p{font-size:18px;max-width:630px;color:rgba(255,255,255,.9)}
.hero-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);padding:28px;border-radius:28px;box-shadow:0 25px 70px rgba(0,0,0,.16);backdrop-filter:blur(12px)}
.hero-card img{width:180px;margin-bottom:15px;background:#fff;border-radius:20px;padding:8px}
.slider-controls{position:absolute;left:50%;bottom:28px;transform:translateX(-50%);display:flex;gap:8px;z-index:10}
.dot{width:10px;height:10px;border-radius:50%;border:0;background:rgba(255,255,255,.45);cursor:pointer;padding:0}
.dot.active{width:30px;border-radius:999px;background:#fff}
.section{padding:85px 0}
.section-alt{background:var(--light)}
.section-head{text-align:center;max-width:760px;margin:0 auto 45px}
.section-head h2{font-size:38px;line-height:1.15;margin:0 0 12px}
.section-head p{color:var(--muted);margin:0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{margin:12px 0 8px;font-size:22px}
.card p{color:var(--muted);margin:0}
.icon{width:50px;height:50px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(135deg,#eaf3ff,#eaffef);font-size:25px}
.loan-grid{display:grid;grid-template-columns:1fr 1fr;gap:35px;align-items:stretch}
.calculator,.application-box{background:#fff;border:1px solid var(--border);border-radius:24px;padding:32px;box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.field{margin-bottom:17px}
.field label{display:block;font-weight:800;font-size:13px;margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;border:1px solid #dce3ee;background:#fff;border-radius:11px;padding:13px 14px;outline:0;font:inherit}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--primary);box-shadow:0 0 0 4px rgba(7,87,216,.08)}
.range-wrap{display:flex;gap:15px;align-items:center}
.range-wrap input[type=range]{flex:1}
.amount-display{font-size:25px;font-weight:900;color:var(--primary);min-width:120px;text-align:right}
.result{margin-top:22px;border-radius:17px;background:linear-gradient(135deg,#07142f,#0757d8);color:#fff;padding:22px}
.result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;text-align:center}
.result small{display:block;color:rgba(255,255,255,.7)}
.result strong{font-size:20px}
.steps{display:flex;gap:8px;margin-bottom:22px}
.step-pill{flex:1;text-align:center;padding:9px;border-radius:999px;background:#eef2f7;color:#667085;font-size:12px;font-weight:800}
.step-pill.active{background:#e6f0ff;color:var(--primary)}
.form-step{display:none}
.form-step.active{display:block}
.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:10px}
.form-message{margin-top:14px;font-weight:700}
.success{color:#0b8f36}.error{color:#d92d20}
.trust{display:flex;gap:18px;justify-content:center;flex-wrap:wrap;color:#667085;font-size:13px;margin-top:22px}
.cta{background:linear-gradient(135deg,#07142f,#0757d8 55%,#12b5e5);color:#fff;border-radius:28px;padding:50px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.cta h2{margin:0;font-size:36px}
.site-footer{background:#07142f;color:#cbd5e1;padding:55px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}
.site-footer h3{color:#fff}
.site-footer a:hover{color:#fff}
.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:20px;font-size:13px}
.notice{padding:13px 16px;border-radius:12px;background:#f6f8fb;border:1px solid var(--border);font-size:13px;color:#667085}
@media(max-width:900px){
  .main-nav{display:none;position:absolute;left:4%;right:4%;top:75px;background:#fff;border:1px solid var(--border);border-radius:16px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .main-nav.open{display:flex}.menu-toggle{display:block}.header-cta{display:none}
  .slide-content{grid-template-columns:1fr}.hero-card{display:none}.hero-slider{min-height:540px}
  .cards,.loan-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .section{padding:60px 0}.form-row{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}.cta{padding:32px;display:block}.cta .btn{margin-top:20px}
  .hero h1{font-size:40px}.hero p{font-size:16px}
}